Fillmore County, Minnesota home prices
Typical home $280,947 · +2.3% in a year · property tax 0.94%
The typical home in Fillmore County is worth $280,947, 19% less than the Minnesota typical home ($348,778). Values changed +2.3% in the past year and +22.5% over five years. Homeowners here pay a median 0.94% of their home's value in property tax each year ($2,638 on the typical home), versus 1.04% statewide.
Mortgage on the typical Fillmore County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,189 | $224,757 | $1,512 | $0 | $360 | $1,872 | $80,200 |
| 10% down | $28,095 | $252,852 | $1,701 | $105 | $360 | $2,167 | $92,900 |
| 5% down | $14,047 | $266,899 | $1,795 | $111 | $360 | $2,267 | $97,200 |
| 3.5% down (FHA) | $9,833 | $275,858 | $1,856 | $124 | $360 | $2,340 | $100,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.94% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Rochester metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Winona County | $282,899 | +3.9% | 0.93% |
| Kandiyohi County | $285,215 | +1.9% | 1.02% |
| Aitkin County | $275,987 | +4.0% | 0.55% |
| Lake County | $275,583 | +3.7% | 0.73% |
| Kanabec County | $270,028 | +5.7% | 1.13% |
| Steele County | $293,327 | +2.1% | 1.21% |
| Meeker County | $295,300 | +5.8% | 0.9% |
| Todd County | $265,621 | +6.8% | 0.95% |
| McLeod County | $297,246 | +2.3% | 1.15% |
| Sibley County | $297,792 | +5.9% | 1.1% |
Frequently asked questions
What is the average home price in Fillmore County, MN?
The typical home value in Fillmore County is $280,947 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fillmore County?
About $80,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fillmore County?
The median effective rate is 0.94% of home value a year (Census ACS 2024 5-year estimates).