Jackson County, Michigan home prices
Typical home $224,556 · +2.6% in a year · property tax 1.26%
The typical home in Jackson County is worth $224,556, 15% less than the Michigan typical home ($263,760). Values changed +2.6% in the past year and +21.3% over five years. Homeowners here pay a median 1.26% of their home's value in property tax each year ($2,819 on the typical home), versus 1.17% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,911 | $179,645 | $1,208 | $0 | $347 | $1,556 | $66,700 |
| 10% down | $22,456 | $202,100 | $1,360 | $84 | $347 | $1,791 | $76,800 |
| 5% down | $11,228 | $213,328 | $1,435 | $89 | $347 | $1,871 | $80,200 |
| 3.5% down (FHA) | $7,859 | $220,489 | $1,483 | $99 | $347 | $1,930 | $82,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.26% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Jackson metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Missaukee County | $225,043 | +7.4% | 0.98% |
| Kalkaska County | $225,055 | +0.2% | 0.87% |
| Keweenaw County | $225,166 | +15.1% | 0.99% |
| Ingham County | $223,411 | +2.5% | 1.83% |
| Mecosta County | $229,044 | +7.5% | 0.99% |
| Alger County | $219,882 | +7.8% | 0.94% |
| Isabella County | $229,324 | +7.9% | 1.34% |
| Saint Joseph County | $219,664 | +4.0% | 1.1% |
| Presque Isle County | $219,214 | +9.5% | 0.95% |
| Wexford County | $232,555 | +4.4% | 1.13% |
Frequently asked questions
What is the average home price in Jackson County, MI?
The typical home value in Jackson County is $224,556 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $66,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 1.26% of home value a year (Census ACS 2024 5-year estimates).