Ingham County, Michigan home prices
Typical home $223,411 · +2.5% in a year · property tax 1.83%
The typical home in Ingham County is worth $223,411, 15% less than the Michigan typical home ($263,760). Values changed +2.5% in the past year and +29.1% over five years. Homeowners here pay a median 1.83% of their home's value in property tax each year ($4,091 on the typical home), versus 1.17% statewide.
Mortgage on the typical Ingham County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,682 | $178,729 | $1,202 | $0 | $453 | $1,655 | $70,900 |
| 10% down | $22,341 | $201,070 | $1,353 | $84 | $453 | $1,889 | $81,000 |
| 5% down | $11,171 | $212,241 | $1,428 | $88 | $453 | $1,969 | $84,400 |
| 3.5% down (FHA) | $7,819 | $219,365 | $1,476 | $99 | $453 | $2,027 | $86,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Lansing metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County | $224,556 | +2.6% | 1.26% |
| Missaukee County | $225,043 | +7.4% | 0.98% |
| Kalkaska County | $225,055 | +0.2% | 0.87% |
| Keweenaw County | $225,166 | +15.1% | 0.99% |
| Alger County | $219,882 | +7.8% | 0.94% |
| Saint Joseph County | $219,664 | +4.0% | 1.1% |
| Presque Isle County | $219,214 | +9.5% | 0.95% |
| Mecosta County | $229,044 | +7.5% | 0.99% |
| Isabella County | $229,324 | +7.9% | 1.34% |
| Wexford County | $232,555 | +4.4% | 1.13% |
Frequently asked questions
What is the average home price in Ingham County, MI?
The typical home value in Ingham County is $223,411 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ingham County?
About $70,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ingham County?
The median effective rate is 1.83% of home value a year (Census ACS 2024 5-year estimates).