Queen Annes County, Maryland home prices
Typical home $522,697 · +2.3% in a year · property tax 0.78%
The typical home in Queen Annes County is worth $522,697, 23% more than the Maryland typical home ($424,890). Values changed +2.3% in the past year and +21.6% over five years. Homeowners here pay a median 0.78% of their home's value in property tax each year ($4,093 on the typical home), versus 0.98% statewide.
Mortgage on the typical Queen Annes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $104,539 | $418,158 | $2,813 | $0 | $602 | $3,415 | $146,400 |
| 10% down | $52,270 | $470,428 | $3,165 | $196 | $602 | $3,963 | $169,800 |
| 5% down | $26,135 | $496,562 | $3,340 | $207 | $602 | $4,150 | $177,800 |
| 3.5% down (FHA) | $18,294 | $513,230 | $3,453 | $231 | $602 | $4,286 | $183,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Maryland · part of the Baltimore metro area.
Maryland counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Anne Arundel County | $502,145 | +0.9% | 0.85% |
| Frederick County | $494,258 | -0.4% | 0.99% |
| Carroll County | $486,857 | +0.8% | 0.91% |
| Talbot County | $484,929 | -0.1% | 0.65% |
| Calvert County | $480,115 | +1.0% | 0.84% |
| Charles County | $442,448 | -1.4% | 1.01% |
| Montgomery County | $606,938 | -0.4% | 0.87% |
| Saint Marys County | $431,391 | +2.7% | 0.84% |
| Worcester County | $422,876 | -0.7% | 0.73% |
| Prince Georges County | $421,250 | -1.2% | 1.12% |
Frequently asked questions
What is the average home price in Queen Annes County, MD?
The typical home value in Queen Annes County is $522,697 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Queen Annes County?
About $146,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Queen Annes County?
The median effective rate is 0.78% of home value a year (Census ACS 2024 5-year estimates).