Washington County, Maine home prices
Typical home $199,733 · -0.1% in a year · property tax 1.04%
The typical home in Washington County is worth $199,733, 52% less than the Maine typical home ($412,002). Values changed -0.1% in the past year and +21.1% over five years. Homeowners here pay a median 1.04% of their home's value in property tax each year ($2,078 on the typical home), versus 0.92% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,947 | $159,787 | $1,075 | $0 | $273 | $1,348 | $57,800 |
| 10% down | $19,973 | $179,760 | $1,209 | $75 | $273 | $1,557 | $66,700 |
| 5% down | $9,987 | $189,747 | $1,276 | $79 | $273 | $1,628 | $69,800 |
| 3.5% down (FHA) | $6,991 | $196,116 | $1,319 | $88 | $273 | $1,681 | $72,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.04% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Maine.
Maine counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Piscataquis County | $227,800 | +0.2% | 0.9% |
| Somerset County | $228,626 | +1.9% | 1.08% |
| Aroostook County | $168,572 | +2.6% | 1.12% |
| Penobscot County | $277,437 | +2.0% | 1.16% |
| Franklin County | $290,988 | +1.0% | 1.04% |
| Kennebec County | $315,675 | +0.6% | 1.09% |
| Oxford County | $316,256 | +0.1% | 0.99% |
| Androscoggin County | $328,518 | +1.0% | 1.16% |
| Waldo County | $344,137 | +3.7% | 1.04% |
| Hancock County | $419,630 | +2.9% | 0.83% |
Frequently asked questions
What is the average home price in Washington County, ME?
The typical home value in Washington County is $199,733 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $57,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 1.04% of home value a year (Census ACS 2024 5-year estimates).