Pocahontas County, Iowa home prices
Typical home $99,888 · -8.4% in a year · property tax 1.13%
The typical home in Pocahontas County is worth $99,888, 58% less than the Iowa typical home ($236,623). Values changed -8.4% in the past year and +2.4% over five years. Homeowners here pay a median 1.13% of their home's value in property tax each year ($1,131 on the typical home), versus 1.27% statewide.
Mortgage on the typical Pocahontas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $19,978 | $79,910 | $538 | $0 | $144 | $682 | $29,200 |
| 10% down | $9,989 | $89,899 | $605 | $37 | $144 | $786 | $33,700 |
| 5% down | $4,994 | $94,893 | $638 | $40 | $144 | $822 | $35,200 |
| 3.5% down (FHA) | $3,496 | $98,079 | $660 | $44 | $144 | $848 | $36,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.13% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Appanoose County | $116,296 | -2.6% | 1.34% |
| Lee County | $124,938 | +1.9% | 1.38% |
| Wapello County | $127,798 | +2.4% | 1.58% |
| Wright County | $132,781 | -0.0% | 1.51% |
| Webster County | $138,265 | +1.1% | 1.39% |
| Montgomery County | $139,432 | -4.6% | 1.65% |
| Wayne County | $140,476 | +5.2% | 1.36% |
| Taylor County | $141,844 | +13.7% | 1.26% |
| Keokuk County | $143,138 | +5.1% | 1.26% |
| Hardin County | $145,267 | +1.2% | 1.37% |
Frequently asked questions
What is the average home price in Pocahontas County, IA?
The typical home value in Pocahontas County is $99,888 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pocahontas County?
About $29,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pocahontas County?
The median effective rate is 1.13% of home value a year (Census ACS 2024 5-year estimates).