Keokuk County, Iowa home prices
Typical home $143,138 · +5.1% in a year · property tax 1.26%
The typical home in Keokuk County is worth $143,138, 40% less than the Iowa typical home ($236,623). Values changed +5.1% in the past year and +20.2% over five years. Homeowners here pay a median 1.26% of their home's value in property tax each year ($1,802 on the typical home), versus 1.27% statewide.
Mortgage on the typical Keokuk County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,628 | $114,510 | $770 | $0 | $222 | $992 | $42,500 |
| 10% down | $14,314 | $128,824 | $867 | $54 | $222 | $1,142 | $48,900 |
| 5% down | $7,157 | $135,981 | $915 | $57 | $222 | $1,193 | $51,100 |
| 3.5% down (FHA) | $5,010 | $140,545 | $945 | $63 | $222 | $1,230 | $52,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.26% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Taylor County | $141,844 | +13.7% | 1.26% |
| Hardin County | $145,267 | +1.2% | 1.37% |
| Wayne County | $140,476 | +5.2% | 1.36% |
| Montgomery County | $139,432 | -4.6% | 1.65% |
| Des Moines County | $147,927 | +2.7% | 1.51% |
| Webster County | $138,265 | +1.1% | 1.39% |
| Page County | $150,044 | +2.6% | 1.41% |
| Wright County | $132,781 | -0.0% | 1.51% |
| Calhoun County | $153,847 | +9.8% | 1.32% |
| Franklin County | $155,229 | +6.2% | 1.32% |
Frequently asked questions
What is the average home price in Keokuk County, IA?
The typical home value in Keokuk County is $143,138 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Keokuk County?
About $42,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Keokuk County?
The median effective rate is 1.26% of home value a year (Census ACS 2024 5-year estimates).