Des Moines County, Iowa home prices
Typical home $147,927 · +2.7% in a year · property tax 1.51%
The typical home in Des Moines County is worth $147,927, 37% less than the Iowa typical home ($236,623). Values changed +2.7% in the past year and +15.5% over five years. Homeowners here pay a median 1.51% of their home's value in property tax each year ($2,230 on the typical home), versus 1.27% statewide.
Mortgage on the typical Des Moines County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,585 | $118,342 | $796 | $0 | $260 | $1,056 | $45,300 |
| 10% down | $14,793 | $133,135 | $896 | $55 | $260 | $1,211 | $51,900 |
| 5% down | $7,396 | $140,531 | $945 | $59 | $260 | $1,264 | $54,200 |
| 3.5% down (FHA) | $5,177 | $145,248 | $977 | $65 | $260 | $1,302 | $55,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Burlington metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Page County | $150,044 | +2.6% | 1.41% |
| Hardin County | $145,267 | +1.2% | 1.37% |
| Keokuk County | $143,138 | +5.1% | 1.26% |
| Calhoun County | $153,847 | +9.8% | 1.32% |
| Taylor County | $141,844 | +13.7% | 1.26% |
| Franklin County | $155,229 | +6.2% | 1.32% |
| Wayne County | $140,476 | +5.2% | 1.36% |
| Emmet County | $156,199 | +11.5% | 1.47% |
| Fayette County | $156,403 | +4.3% | 1.3% |
| Winnebago County | $156,421 | +7.1% | 1.32% |
Frequently asked questions
What is the average home price in Des Moines County, IA?
The typical home value in Des Moines County is $147,927 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Des Moines County?
About $45,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Des Moines County?
The median effective rate is 1.51% of home value a year (Census ACS 2024 5-year estimates).