Orange County, Indiana home prices
Typical home $184,439 · +4.0% in a year · property tax 0.58%
The typical home in Orange County is worth $184,439, 28% less than the Indiana typical home ($257,165). Values changed +4.0% in the past year and +30.0% over five years. Homeowners here pay a median 0.58% of their home's value in property tax each year ($1,066 on the typical home), versus 0.74% statewide.
Mortgage on the typical Orange County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,888 | $147,551 | $993 | $0 | $181 | $1,174 | $50,300 |
| 10% down | $18,444 | $165,995 | $1,117 | $69 | $181 | $1,367 | $58,600 |
| 5% down | $9,222 | $175,217 | $1,179 | $73 | $181 | $1,433 | $61,400 |
| 3.5% down (FHA) | $6,455 | $181,099 | $1,218 | $82 | $181 | $1,481 | $63,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clay County | $182,911 | +2.6% | 0.41% |
| Madison County | $187,876 | +2.9% | 0.74% |
| Pike County | $180,815 | +8.5% | 0.78% |
| Perry County | $188,788 | +2.8% | 0.68% |
| Henry County | $190,219 | +2.6% | 0.73% |
| Pulaski County | $190,877 | +7.4% | 0.45% |
| Howard County | $190,881 | +4.4% | 0.72% |
| Wabash County | $191,091 | +4.8% | 0.52% |
| Fountain County | $191,904 | +4.4% | 0.59% |
| Wayne County | $173,653 | +6.5% | 0.81% |
Frequently asked questions
What is the average home price in Orange County, IN?
The typical home value in Orange County is $184,439 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Orange County?
About $50,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Orange County?
The median effective rate is 0.58% of home value a year (Census ACS 2024 5-year estimates).