Fountain County, Indiana home prices
Typical home $191,904 · +4.4% in a year · property tax 0.59%
The typical home in Fountain County is worth $191,904, 25% less than the Indiana typical home ($257,165). Values changed +4.4% in the past year and +26.8% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($1,136 on the typical home), versus 0.74% statewide.
Mortgage on the typical Fountain County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,381 | $153,523 | $1,033 | $0 | $191 | $1,223 | $52,400 |
| 10% down | $19,190 | $172,713 | $1,162 | $72 | $191 | $1,424 | $61,000 |
| 5% down | $9,595 | $182,309 | $1,226 | $76 | $191 | $1,493 | $64,000 |
| 3.5% down (FHA) | $6,717 | $188,428 | $1,268 | $85 | $191 | $1,543 | $66,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wabash County | $191,091 | +4.8% | 0.52% |
| Howard County | $190,881 | +4.4% | 0.72% |
| Pulaski County | $190,877 | +7.4% | 0.45% |
| Henry County | $190,219 | +2.6% | 0.73% |
| Perry County | $188,788 | +2.8% | 0.68% |
| Madison County | $187,876 | +2.9% | 0.74% |
| Greene County | $196,235 | +5.1% | 0.58% |
| Union County | $197,144 | +10.2% | 0.64% |
| Scott County | $198,374 | +0.8% | 0.65% |
| Orange County | $184,439 | +4.0% | 0.58% |
Frequently asked questions
What is the average home price in Fountain County, IN?
The typical home value in Fountain County is $191,904 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fountain County?
About $52,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fountain County?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).