Miami County, Indiana home prices
Typical home $162,402 · +7.3% in a year · property tax 0.6%
The typical home in Miami County is worth $162,402, 37% less than the Indiana typical home ($257,165). Values changed +7.3% in the past year and +34.9% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($973 on the typical home), versus 0.74% statewide.
Mortgage on the typical Miami County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,480 | $129,922 | $874 | $0 | $162 | $1,036 | $44,400 |
| 10% down | $16,240 | $146,162 | $983 | $61 | $162 | $1,206 | $51,700 |
| 5% down | $8,120 | $154,282 | $1,038 | $64 | $162 | $1,264 | $54,200 |
| 3.5% down (FHA) | $5,684 | $159,461 | $1,073 | $72 | $162 | $1,307 | $56,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Peru metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Randolph County | $161,757 | +11.5% | 0.79% |
| Vigo County | $160,130 | +0.7% | 0.88% |
| Fayette County | $159,315 | +1.4% | 0.73% |
| Jay County | $159,102 | +1.8% | 0.6% |
| Knox County | $158,943 | +4.3% | 0.68% |
| Crawford County | $167,258 | +3.9% | 0.75% |
| Sullivan County | $156,761 | -0.4% | 0.61% |
| Delaware County | $168,797 | +4.3% | 0.75% |
| Grant County | $153,995 | +4.1% | 0.72% |
| Cass County | $173,376 | +2.4% | 0.68% |
Frequently asked questions
What is the average home price in Miami County, IN?
The typical home value in Miami County is $162,402 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Miami County?
About $44,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Miami County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).