Delaware County, Indiana home prices
Typical home $168,797 · +4.3% in a year · property tax 0.75%
The typical home in Delaware County is worth $168,797, 34% less than the Indiana typical home ($257,165). Values changed +4.3% in the past year and +38.5% over five years. Homeowners here pay a median 0.75% of their home's value in property tax each year ($1,258 on the typical home), versus 0.74% statewide.
Mortgage on the typical Delaware County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,759 | $135,038 | $908 | $0 | $189 | $1,098 | $47,000 |
| 10% down | $16,880 | $151,917 | $1,022 | $63 | $189 | $1,274 | $54,600 |
| 5% down | $8,440 | $160,357 | $1,079 | $67 | $189 | $1,335 | $57,200 |
| 3.5% down (FHA) | $5,908 | $165,740 | $1,115 | $75 | $189 | $1,379 | $59,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Muncie metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Crawford County | $167,258 | +3.9% | 0.75% |
| Cass County | $173,376 | +2.4% | 0.68% |
| Wayne County | $173,653 | +6.5% | 0.81% |
| Miami County | $162,402 | +7.3% | 0.6% |
| Randolph County | $161,757 | +11.5% | 0.79% |
| Vigo County | $160,130 | +0.7% | 0.88% |
| Fayette County | $159,315 | +1.4% | 0.73% |
| Jay County | $159,102 | +1.8% | 0.6% |
| Knox County | $158,943 | +4.3% | 0.68% |
| Pike County | $180,815 | +8.5% | 0.78% |
Frequently asked questions
What is the average home price in Delaware County, IN?
The typical home value in Delaware County is $168,797 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Delaware County?
About $47,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Delaware County?
The median effective rate is 0.75% of home value a year (Census ACS 2024 5-year estimates).