Blackford County, Indiana home prices
Typical home $144,987 · +5.8% in a year · property tax 0.81%
The typical home in Blackford County is worth $144,987, 44% less than the Indiana typical home ($257,165). Values changed +5.8% in the past year and +43.5% over five years. Homeowners here pay a median 0.81% of their home's value in property tax each year ($1,177 on the typical home), versus 0.74% statewide.
Mortgage on the typical Blackford County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,997 | $115,990 | $780 | $0 | $171 | $951 | $40,800 |
| 10% down | $14,499 | $130,489 | $878 | $54 | $171 | $1,103 | $47,300 |
| 5% down | $7,249 | $137,738 | $927 | $57 | $171 | $1,155 | $49,500 |
| 3.5% down (FHA) | $5,075 | $142,361 | $958 | $64 | $171 | $1,192 | $51,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.81% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grant County | $153,995 | +4.1% | 0.72% |
| Sullivan County | $156,761 | -0.4% | 0.61% |
| Knox County | $158,943 | +4.3% | 0.68% |
| Jay County | $159,102 | +1.8% | 0.6% |
| Fayette County | $159,315 | +1.4% | 0.73% |
| Vermillion County | $130,643 | -0.7% | 0.69% |
| Vigo County | $160,130 | +0.7% | 0.88% |
| Randolph County | $161,757 | +11.5% | 0.79% |
| Miami County | $162,402 | +7.3% | 0.6% |
| Crawford County | $167,258 | +3.9% | 0.75% |
Frequently asked questions
What is the average home price in Blackford County, IN?
The typical home value in Blackford County is $144,987 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Blackford County?
About $40,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Blackford County?
The median effective rate is 0.81% of home value a year (Census ACS 2024 5-year estimates).