Washington County, Illinois home prices
Typical home $167,931 · +10.0% in a year · property tax 1.87%
The typical home in Washington County is worth $167,931, 43% less than the Illinois typical home ($295,943). Values changed +10.0% in the past year and +32.1% over five years. Homeowners here pay a median 1.87% of their home's value in property tax each year ($3,136 on the typical home), versus 1.92% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,586 | $134,345 | $904 | $0 | $345 | $1,249 | $53,500 |
| 10% down | $16,793 | $151,138 | $1,017 | $63 | $345 | $1,425 | $61,100 |
| 5% down | $8,397 | $159,535 | $1,073 | $66 | $345 | $1,485 | $63,600 |
| 3.5% down (FHA) | $5,878 | $164,890 | $1,109 | $74 | $345 | $1,529 | $65,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Peoria County | $166,288 | +5.8% | 2.24% |
| Brown County | $166,141 | +1.6% | 1.52% |
| Shelby County | $165,331 | +4.6% | 1.5% |
| Jasper County | $170,549 | +11.1% | 1.95% |
| Cumberland County | $171,136 | +9.2% | 1.59% |
| Henry County | $171,732 | +8.0% | 1.99% |
| Dewitt County | $163,837 | +9.6% | 1.78% |
| Bond County | $163,686 | +9.9% | 1.89% |
| Livingston County | $172,343 | +10.9% | 2.05% |
| Carroll County | $161,686 | +9.7% | 1.99% |
Frequently asked questions
What is the average home price in Washington County, IL?
The typical home value in Washington County is $167,931 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $53,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 1.87% of home value a year (Census ACS 2024 5-year estimates).