Brown County, Illinois home prices
Typical home $166,141 · +1.6% in a year · property tax 1.52%
The typical home in Brown County is worth $166,141, 44% less than the Illinois typical home ($295,943). Values changed +1.6% in the past year and -10.3% over five years. Homeowners here pay a median 1.52% of their home's value in property tax each year ($2,532 on the typical home), versus 1.92% statewide.
Mortgage on the typical Brown County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,228 | $132,913 | $894 | $0 | $294 | $1,188 | $50,900 |
| 10% down | $16,614 | $149,527 | $1,006 | $62 | $294 | $1,362 | $58,400 |
| 5% down | $8,307 | $157,834 | $1,062 | $66 | $294 | $1,422 | $60,900 |
| 3.5% down (FHA) | $5,815 | $163,132 | $1,097 | $73 | $294 | $1,465 | $62,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Peoria County | $166,288 | +5.8% | 2.24% |
| Shelby County | $165,331 | +4.6% | 1.5% |
| Washington County | $167,931 | +10.0% | 1.87% |
| Dewitt County | $163,837 | +9.6% | 1.78% |
| Bond County | $163,686 | +9.9% | 1.89% |
| Jasper County | $170,549 | +11.1% | 1.95% |
| Carroll County | $161,686 | +9.7% | 1.99% |
| Cumberland County | $171,136 | +9.2% | 1.59% |
| Douglas County | $161,023 | +5.6% | 1.7% |
| Henry County | $171,732 | +8.0% | 1.99% |
Frequently asked questions
What is the average home price in Brown County, IL?
The typical home value in Brown County is $166,141 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Brown County?
About $50,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Brown County?
The median effective rate is 1.52% of home value a year (Census ACS 2024 5-year estimates).