La Salle County, Illinois home prices
Typical home $194,863 · +5.4% in a year · property tax 2.11%
The typical home in La Salle County is worth $194,863, 34% less than the Illinois typical home ($295,943). Values changed +5.4% in the past year and +32.6% over five years. Homeowners here pay a median 2.11% of their home's value in property tax each year ($4,114 on the typical home), versus 1.92% statewide.
Mortgage on the typical La Salle County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,973 | $155,890 | $1,049 | $0 | $440 | $1,489 | $63,800 |
| 10% down | $19,486 | $175,377 | $1,180 | $73 | $440 | $1,693 | $72,600 |
| 5% down | $9,743 | $185,120 | $1,245 | $77 | $440 | $1,763 | $75,500 |
| 3.5% down (FHA) | $6,820 | $191,334 | $1,287 | $86 | $440 | $1,814 | $77,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2.11% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Madison County | $197,597 | +5.3% | 1.92% |
| Calhoun County | $198,789 | +7.3% | 1.39% |
| Tazewell County | $189,622 | +6.5% | 2.11% |
| Sangamon County | $200,144 | +7.5% | 1.99% |
| Putnam County | $189,069 | +3.8% | 1.57% |
| Lee County | $188,606 | +6.6% | 1.97% |
| Adams County | $186,171 | +6.6% | 1.58% |
| Jersey County | $203,810 | +3.9% | 1.76% |
| Moultrie County | $185,755 | +7.2% | 1.8% |
| Johnson County | $184,345 | -3.5% | 1.24% |
Frequently asked questions
What is the average home price in La Salle County, IL?
The typical home value in La Salle County is $194,863 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in La Salle County?
About $63,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in La Salle County?
The median effective rate is 2.11% of home value a year (Census ACS 2024 5-year estimates).