Calhoun County, Illinois home prices
Typical home $198,789 · +7.3% in a year · property tax 1.39%
The typical home in Calhoun County is worth $198,789, 33% less than the Illinois typical home ($295,943). Values changed +7.3% in the past year and +18.5% over five years. Homeowners here pay a median 1.39% of their home's value in property tax each year ($2,753 on the typical home), versus 1.92% statewide.
Mortgage on the typical Calhoun County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,758 | $159,031 | $1,070 | $0 | $329 | $1,399 | $59,900 |
| 10% down | $19,879 | $178,910 | $1,204 | $75 | $329 | $1,607 | $68,900 |
| 5% down | $9,939 | $188,850 | $1,270 | $79 | $329 | $1,678 | $71,900 |
| 3.5% down (FHA) | $6,958 | $195,189 | $1,313 | $88 | $329 | $1,730 | $74,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois · part of the St. Louis metro area.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Madison County | $197,597 | +5.3% | 1.92% |
| Sangamon County | $200,144 | +7.5% | 1.99% |
| La Salle County | $194,863 | +5.4% | 2.11% |
| Jersey County | $203,810 | +3.9% | 1.76% |
| Tazewell County | $189,622 | +6.5% | 2.11% |
| Putnam County | $189,069 | +3.8% | 1.57% |
| Lee County | $188,606 | +6.6% | 1.97% |
| Menard County | $209,256 | +7.0% | 1.72% |
| Winnebago County | $211,111 | +8.9% | 2.39% |
| Adams County | $186,171 | +6.6% | 1.58% |
Frequently asked questions
What is the average home price in Calhoun County, IL?
The typical home value in Calhoun County is $198,789 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Calhoun County?
About $59,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Calhoun County?
The median effective rate is 1.39% of home value a year (Census ACS 2024 5-year estimates).