Bureau County, Illinois home prices
Typical home $155,598 · +6.5% in a year · property tax 2.01%
The typical home in Bureau County is worth $155,598, 47% less than the Illinois typical home ($295,943). Values changed +6.5% in the past year and +31.5% over five years. Homeowners here pay a median 2.01% of their home's value in property tax each year ($3,124 on the typical home), versus 1.92% statewide.
Mortgage on the typical Bureau County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,120 | $124,479 | $837 | $0 | $338 | $1,176 | $50,400 |
| 10% down | $15,560 | $140,039 | $942 | $58 | $338 | $1,339 | $57,400 |
| 5% down | $7,780 | $147,819 | $994 | $62 | $338 | $1,394 | $59,700 |
| 3.5% down (FHA) | $5,446 | $152,780 | $1,028 | $69 | $338 | $1,435 | $61,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2.01% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fayette County | $154,533 | +3.1% | 1.45% |
| Rock Island County | $156,822 | +3.9% | 2.28% |
| Ford County | $157,181 | +3.3% | 2.12% |
| Williamson County | $157,730 | +0.1% | 1.72% |
| Iroquois County | $159,371 | +0.4% | 1.82% |
| Randolph County | $151,574 | +6.6% | 1.43% |
| Schuyler County | $159,625 | +7.8% | 1.78% |
| Clark County | $151,351 | +10.6% | 1.56% |
| Pope County | $159,950 | +11.3% | 1.03% |
| Stephenson County | $160,455 | +8.4% | 2.4% |
Frequently asked questions
What is the average home price in Bureau County, IL?
The typical home value in Bureau County is $155,598 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bureau County?
About $50,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bureau County?
The median effective rate is 2.01% of home value a year (Census ACS 2024 5-year estimates).