Pope County, Illinois home prices
Typical home $159,950 · +11.3% in a year · property tax 1.03%
The typical home in Pope County is worth $159,950, 46% less than the Illinois typical home ($295,943). Values changed +11.3% in the past year and -4.6% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($1,643 on the typical home), versus 1.92% statewide.
Mortgage on the typical Pope County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,990 | $127,960 | $861 | $0 | $217 | $1,078 | $46,200 |
| 10% down | $15,995 | $143,955 | $968 | $60 | $217 | $1,245 | $53,400 |
| 5% down | $7,998 | $151,953 | $1,022 | $63 | $217 | $1,302 | $55,800 |
| 3.5% down (FHA) | $5,598 | $157,053 | $1,057 | $71 | $217 | $1,344 | $57,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Schuyler County | $159,625 | +7.8% | 1.78% |
| Stephenson County | $160,455 | +8.4% | 2.4% |
| Iroquois County | $159,371 | +0.4% | 1.82% |
| Douglas County | $161,023 | +5.6% | 1.7% |
| Carroll County | $161,686 | +9.7% | 1.99% |
| Williamson County | $157,730 | +0.1% | 1.72% |
| Ford County | $157,181 | +3.3% | 2.12% |
| Rock Island County | $156,822 | +3.9% | 2.28% |
| Bond County | $163,686 | +9.9% | 1.89% |
| Dewitt County | $163,837 | +9.6% | 1.78% |
Frequently asked questions
What is the average home price in Pope County, IL?
The typical home value in Pope County is $159,950 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pope County?
About $46,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pope County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).