McDuffie County, Georgia home prices
Typical home $197,177 · +4.0% in a year · property tax 0.82%
The typical home in McDuffie County is worth $197,177, 40% less than the Georgia typical home ($329,115). Values changed +4.0% in the past year and +29.3% over five years. Homeowners here pay a median 0.82% of their home's value in property tax each year ($1,611 on the typical home), versus 0.77% statewide.
Mortgage on the typical McDuffie County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,435 | $157,742 | $1,061 | $0 | $233 | $1,294 | $55,500 |
| 10% down | $19,718 | $177,460 | $1,194 | $74 | $233 | $1,501 | $64,300 |
| 5% down | $9,859 | $187,319 | $1,260 | $78 | $233 | $1,571 | $67,300 |
| 3.5% down (FHA) | $6,901 | $193,606 | $1,302 | $87 | $233 | $1,622 | $69,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.82% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Augusta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grady County | $197,927 | +9.2% | 0.91% |
| Richmond County | $194,252 | +2.4% | 0.84% |
| Tattnall County | $193,995 | +8.2% | 0.9% |
| Glascock County | $190,762 | +5.2% | 1.03% |
| Muscogee County | $188,877 | +3.2% | 0.86% |
| Screven County | $188,184 | +12.6% | 1.22% |
| Tift County | $206,321 | +3.7% | 0.86% |
| Crawford County | $206,348 | +7.9% | 0.87% |
| Pierce County | $206,752 | +4.8% | 0.83% |
| Brooks County | $187,434 | +5.5% | 1.14% |
Frequently asked questions
What is the average home price in McDuffie County, GA?
The typical home value in McDuffie County is $197,177 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in McDuffie County?
About $55,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in McDuffie County?
The median effective rate is 0.82% of home value a year (Census ACS 2024 5-year estimates).