Okeechobee County, Florida home prices
Typical home $289,216 · +0.8% in a year · property tax 0.74%
The typical home in Okeechobee County is worth $289,216, 23% less than the Florida typical home ($375,361). Values changed +0.8% in the past year and +36.6% over five years. Homeowners here pay a median 0.74% of their home's value in property tax each year ($2,132 on the typical home), versus 0.8% statewide.
Mortgage on the typical Okeechobee County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,843 | $231,373 | $1,556 | $0 | $322 | $1,879 | $80,500 |
| 10% down | $28,922 | $260,294 | $1,751 | $108 | $322 | $2,182 | $93,500 |
| 5% down | $14,461 | $274,755 | $1,848 | $114 | $322 | $2,285 | $97,900 |
| 3.5% down (FHA) | $10,123 | $283,978 | $1,910 | $128 | $322 | $2,361 | $101,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.74% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida · part of the Okeechobee metro area.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Levy County | $287,334 | -0.7% | 0.63% |
| Leon County | $291,390 | +1.5% | 0.79% |
| Wakulla County | $285,880 | +0.9% | 0.64% |
| Duval County | $294,079 | -0.3% | 0.75% |
| Polk County | $295,509 | -2.2% | 0.73% |
| Escambia County | $280,027 | +1.4% | 0.58% |
| Charlotte County | $298,906 | -3.3% | 0.85% |
| Alachua County | $298,912 | -1.3% | 0.96% |
| Jefferson County | $305,552 | +4.4% | 0.62% |
| Hernando County | $306,116 | -1.7% | 0.67% |
Frequently asked questions
What is the average home price in Okeechobee County, FL?
The typical home value in Okeechobee County is $289,216 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Okeechobee County?
About $80,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Okeechobee County?
The median effective rate is 0.74% of home value a year (Census ACS 2024 5-year estimates).