Levy County, Florida home prices
Typical home $287,334 · -0.7% in a year · property tax 0.63%
The typical home in Levy County is worth $287,334, 23% less than the Florida typical home ($375,361). Values changed -0.7% in the past year and +22.7% over five years. Homeowners here pay a median 0.63% of their home's value in property tax each year ($1,811 on the typical home), versus 0.8% statewide.
Mortgage on the typical Levy County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,467 | $229,867 | $1,546 | $0 | $295 | $1,841 | $78,900 |
| 10% down | $28,733 | $258,600 | $1,740 | $108 | $295 | $2,142 | $91,800 |
| 5% down | $14,367 | $272,967 | $1,836 | $114 | $295 | $2,245 | $96,200 |
| 3.5% down (FHA) | $10,057 | $282,129 | $1,898 | $127 | $295 | $2,320 | $99,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida · part of the Gainesville metro area.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wakulla County | $285,880 | +0.9% | 0.64% |
| Okeechobee County | $289,216 | +0.8% | 0.74% |
| Leon County | $291,390 | +1.5% | 0.79% |
| Duval County | $294,079 | -0.3% | 0.75% |
| Escambia County | $280,027 | +1.4% | 0.58% |
| Polk County | $295,509 | -2.2% | 0.73% |
| Charlotte County | $298,906 | -3.3% | 0.85% |
| Alachua County | $298,912 | -1.3% | 0.96% |
| Hendry County | $270,219 | -4.1% | 0.8% |
| Jefferson County | $305,552 | +4.4% | 0.62% |
Frequently asked questions
What is the average home price in Levy County, FL?
The typical home value in Levy County is $287,334 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Levy County?
About $78,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Levy County?
The median effective rate is 0.63% of home value a year (Census ACS 2024 5-year estimates).