Mortgage on a $750K house in Idaho
$4,674 a month with 20% down — $4,036 principal and interest plus $263 property tax and $375 insurance.
Idaho's typical property tax is 0.42% of the home's value a year (U.S. average 0.9%), which adds $263 a month on a $750K home. The typical home in Idaho is worth $476,754, so $750K is 57% above the typical price.
$750K home in Idaho: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $150,000 | $600,000 | $4,036 | $0 | $638 | $4,674 | $200,300 |
| 10% down | $75,000 | $675,000 | $4,541 | $281 | $638 | $5,460 | $234,000 |
| 5% down | $37,500 | $712,500 | $4,793 | $297 | $638 | $5,728 | $245,500 |
| 3.5% down (FHA) | $26,250 | $736,416 | $4,954 | $332 | $638 | $5,923 | $253,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Idaho does $750K buy a typical home?
In these counties the typical home value is within 15% of $750K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Valley County | $683,380 | 0.3% | $4,598 |
| Bonner County | $659,993 | 0.38% | $4,648 |
41 of 43 Idaho counties tracked by Zillow have a typical home value at or below $750K. See all Idaho home prices.
Other prices in Idaho
Frequently asked questions
What is the mortgage on a $750K house in Idaho?
About $4,674 a month with 20% down at 7.11%: $4,036 principal and interest, $263 property tax and $375 insurance.
How much do I need to make to buy a $750K house in Idaho?
About $200,300 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $750K house in Idaho?
At Idaho's typical effective rate of 0.42%, about $3,152 a year. Rates vary by county and city — see the county pages.