Youngstown, OH home prices
Typical home $175,230 · +4.8% in a year · income needed $52,300
The Youngstown, OH metro area ranks 738 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.8% in a year and +36.0% over five years. With 20% down at 7.11%, the typical home costs about $1,221 a month including 1.3% property tax (Mahoning County rate).
Mortgage on the typical Youngstown home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,046 | $140,184 | $943 | $0 | $278 | $1,221 | $52,300 |
| 10% down | $17,523 | $157,707 | $1,061 | $66 | $278 | $1,404 | $60,200 |
| 5% down | $8,761 | $166,468 | $1,120 | $69 | $278 | $1,467 | $62,900 |
| 3.5% down (FHA) | $6,133 | $172,056 | $1,157 | $78 | $278 | $1,513 | $64,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Youngstown area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mahoning County, OH | $175,744 | +5.4% | 1.3% |
| Trumbull County, OH | $172,302 | +6.6% | 1.31% |
| Mercer County, PA | $179,580 | +0.5% | 1.18% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Youngstown?
The typical home in the Youngstown, OH metro area is worth $175,230 (Zillow, September 2026).
What salary do you need to buy a house in Youngstown?
About $52,300 a year for the typical home with 20% down at 7.11%.