Yakima, WA home prices
Typical home $348,084 · +0.5% in a year · income needed $97,600
The Yakima, WA metro area ranks 231 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.5% in a year and +12.8% over five years. With 20% down at 7.11%, the typical home costs about $2,278 a month including 0.79% property tax (Yakima County rate).
Mortgage on the typical Yakima home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $69,617 | $278,467 | $1,873 | $0 | $404 | $2,278 | $97,600 |
| 10% down | $34,808 | $313,276 | $2,107 | $131 | $404 | $2,642 | $113,200 |
| 5% down | $17,404 | $330,680 | $2,225 | $138 | $404 | $2,767 | $118,600 |
| 3.5% down (FHA) | $12,183 | $341,780 | $2,299 | $154 | $404 | $2,858 | $122,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Yakima area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yakima County, WA | $348,119 | +0.5% | 0.79% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Yakima?
The typical home in the Yakima, WA metro area is worth $348,084 (Zillow, September 2026).
What salary do you need to buy a house in Yakima?
About $97,600 a year for the typical home with 20% down at 7.11%.