Worthington, MN home prices
Typical home $246,416 · +6.5% in a year · income needed $70,800
The Worthington, MN metro area ranks 464 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.5% in a year and +26.5% over five years. With 20% down at 7.11%, the typical home costs about $1,653 a month including 0.99% property tax (Nobles County rate).
Mortgage on the typical Worthington home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,283 | $197,133 | $1,326 | $0 | $327 | $1,653 | $70,800 |
| 10% down | $24,642 | $221,774 | $1,492 | $92 | $327 | $1,911 | $81,900 |
| 5% down | $12,321 | $234,095 | $1,575 | $98 | $327 | $1,999 | $85,700 |
| 3.5% down (FHA) | $8,625 | $241,953 | $1,628 | $109 | $327 | $2,064 | $88,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.99% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Worthington area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nobles County, MN | $246,403 | +6.5% | 0.99% |
What can you afford in Minnesota on your salary? · Minnesota home prices · Salaries in Minnesota
Frequently asked questions
How much is a house in Worthington?
The typical home in the Worthington, MN metro area is worth $246,416 (Zillow, September 2026).
What salary do you need to buy a house in Worthington?
About $70,800 a year for the typical home with 20% down at 7.11%.