Wauchula, FL home prices
Typical home $235,029 · +1.3% in a year · income needed $66,200
The Wauchula, FL metro area ranks 504 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.3% in a year and +36.9% over five years. With 20% down at 7.11%, the typical home costs about $1,544 a month including 0.82% property tax (Hardee County rate).
Mortgage on the typical Wauchula home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,006 | $188,023 | $1,265 | $0 | $279 | $1,544 | $66,200 |
| 10% down | $23,503 | $211,526 | $1,423 | $88 | $279 | $1,790 | $76,700 |
| 5% down | $11,751 | $223,278 | $1,502 | $93 | $279 | $1,874 | $80,300 |
| 3.5% down (FHA) | $8,226 | $230,772 | $1,552 | $104 | $279 | $1,935 | $82,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.82% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Wauchula area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hardee County, FL | $235,001 | +1.3% | 0.82% |
What can you afford in Florida on your salary? · Florida home prices · Salaries in Florida
Frequently asked questions
How much is a house in Wauchula?
The typical home in the Wauchula, FL metro area is worth $235,029 (Zillow, September 2026).
What salary do you need to buy a house in Wauchula?
About $66,200 a year for the typical home with 20% down at 7.11%.