Washington, IN home prices
Typical home $233,040 · +8.2% in a year · income needed $64,400
The Washington, IN metro area ranks 509 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +8.2% in a year and +32.1% over five years. With 20% down at 7.11%, the typical home costs about $1,504 a month including 0.69% property tax (Daviess County rate).
Mortgage on the typical Washington home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,608 | $186,432 | $1,254 | $0 | $250 | $1,504 | $64,400 |
| 10% down | $23,304 | $209,736 | $1,411 | $87 | $250 | $1,748 | $74,900 |
| 5% down | $11,652 | $221,388 | $1,489 | $92 | $250 | $1,831 | $78,500 |
| 3.5% down (FHA) | $8,156 | $228,819 | $1,539 | $103 | $250 | $1,892 | $81,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Washington area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Daviess County, IN | $233,087 | +8.2% | 0.69% |
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Frequently asked questions
How much is a house in Washington?
The typical home in the Washington, IN metro area is worth $233,040 (Zillow, September 2026).
What salary do you need to buy a house in Washington?
About $64,400 a year for the typical home with 20% down at 7.11%.