Warrensburg, MO home prices
Typical home $284,129 · +4.0% in a year · income needed $78,400
The Warrensburg, MO metro area ranks 355 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.0% in a year and +19.8% over five years. With 20% down at 7.11%, the typical home costs about $1,828 a month including 0.66% property tax (Johnson County rate).
Mortgage on the typical Warrensburg home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,826 | $227,303 | $1,529 | $0 | $299 | $1,828 | $78,400 |
| 10% down | $28,413 | $255,716 | $1,720 | $107 | $299 | $2,126 | $91,100 |
| 5% down | $14,206 | $269,922 | $1,816 | $112 | $299 | $2,228 | $95,500 |
| 3.5% down (FHA) | $9,945 | $278,982 | $1,877 | $126 | $299 | $2,302 | $98,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Warrensburg area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Johnson County, MO | $284,128 | +4.0% | 0.66% |
What can you afford in Missouri on your salary? · Missouri home prices · Salaries in Missouri
Frequently asked questions
How much is a house in Warrensburg?
The typical home in the Warrensburg, MO metro area is worth $284,129 (Zillow, September 2026).
What salary do you need to buy a house in Warrensburg?
About $78,400 a year for the typical home with 20% down at 7.11%.