Wapakoneta, OH home prices
Typical home $242,445 · +6.1% in a year · income needed $69,500
The Wapakoneta, OH metro area ranks 482 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.1% in a year and +34.6% over five years. With 20% down at 7.11%, the typical home costs about $1,621 a month including 0.96% property tax (Auglaize County rate).
Mortgage on the typical Wapakoneta home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,489 | $193,956 | $1,305 | $0 | $316 | $1,621 | $69,500 |
| 10% down | $24,245 | $218,201 | $1,468 | $91 | $316 | $1,875 | $80,300 |
| 5% down | $12,122 | $230,323 | $1,549 | $96 | $316 | $1,961 | $84,100 |
| 3.5% down (FHA) | $8,486 | $238,054 | $1,601 | $107 | $316 | $2,024 | $86,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.96% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Wapakoneta area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Auglaize County, OH | $242,461 | +6.2% | 0.96% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Wapakoneta?
The typical home in the Wapakoneta, OH metro area is worth $242,445 (Zillow, September 2026).
What salary do you need to buy a house in Wapakoneta?
About $69,500 a year for the typical home with 20% down at 7.11%.