Visalia, CA home prices
Typical home $360,865 · +1.9% in a year · income needed $100,000
The Visalia, CA metro area ranks 206 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.9% in a year and +19.8% over five years. With 20% down at 7.11%, the typical home costs about $2,334 a month including 0.7% property tax (Tulare County rate).
Mortgage on the typical Visalia home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,173 | $288,692 | $1,942 | $0 | $392 | $2,334 | $100,000 |
| 10% down | $36,086 | $324,778 | $2,185 | $135 | $392 | $2,712 | $116,200 |
| 5% down | $18,043 | $342,822 | $2,306 | $143 | $392 | $2,841 | $121,700 |
| 3.5% down (FHA) | $12,630 | $354,329 | $2,384 | $160 | $392 | $2,935 | $125,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Visalia area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tulare County, CA | $360,861 | +1.9% | 0.7% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Visalia?
The typical home in the Visalia, CA metro area is worth $360,865 (Zillow, September 2026).
What salary do you need to buy a house in Visalia?
About $100,000 a year for the typical home with 20% down at 7.11%.