Vineland, NJ home prices
Typical home $273,043 · +0.9% in a year · income needed $91,100
The Vineland, NJ metro area ranks 388 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.9% in a year and +33.8% over five years. With 20% down at 7.11%, the typical home costs about $2,125 a month including 2.28% property tax (Cumberland County rate).
Mortgage on the typical Vineland home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,609 | $218,434 | $1,469 | $0 | $656 | $2,125 | $91,100 |
| 10% down | $27,304 | $245,738 | $1,653 | $102 | $656 | $2,411 | $103,300 |
| 5% down | $13,652 | $259,390 | $1,745 | $108 | $656 | $2,509 | $107,500 |
| 3.5% down (FHA) | $9,556 | $268,097 | $1,804 | $121 | $656 | $2,580 | $110,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2.28% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Vineland area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cumberland County, NJ | $273,036 | +0.9% | 2.28% |
What can you afford in New Jersey on your salary? · New Jersey home prices · Salaries in New Jersey
Frequently asked questions
How much is a house in Vineland?
The typical home in the Vineland, NJ metro area is worth $273,043 (Zillow, September 2026).
What salary do you need to buy a house in Vineland?
About $91,100 a year for the typical home with 20% down at 7.11%.