Van Wert, OH home prices
Typical home $186,650 · +3.4% in a year · income needed $53,100
The Van Wert, OH metro area ranks 690 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.4% in a year and +36.5% over five years. With 20% down at 7.11%, the typical home costs about $1,240 a month including 0.91% property tax (Van Wert County rate).
Mortgage on the typical Van Wert home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,330 | $149,320 | $1,004 | $0 | $235 | $1,240 | $53,100 |
| 10% down | $18,665 | $167,985 | $1,130 | $70 | $235 | $1,435 | $61,500 |
| 5% down | $9,332 | $177,317 | $1,193 | $74 | $235 | $1,502 | $64,400 |
| 3.5% down (FHA) | $6,533 | $183,269 | $1,233 | $83 | $235 | $1,551 | $66,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.91% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Van Wert area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Van Wert County, OH | $186,641 | +3.3% | 0.91% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Van Wert?
The typical home in the Van Wert, OH metro area is worth $186,650 (Zillow, September 2026).
What salary do you need to buy a house in Van Wert?
About $53,100 a year for the typical home with 20% down at 7.11%.