Vallejo, CA home prices
Typical home $571,154 · -0.9% in a year · income needed $159,200
The Vallejo, CA metro area ranks 50 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.9% in a year and +1.3% over five years. With 20% down at 7.11%, the typical home costs about $3,715 a month including 0.75% property tax (Solano County rate).
Mortgage on the typical Vallejo home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $114,231 | $456,923 | $3,074 | $0 | $642 | $3,715 | $159,200 |
| 10% down | $57,115 | $514,039 | $3,458 | $214 | $642 | $4,314 | $184,900 |
| 5% down | $28,558 | $542,596 | $3,650 | $226 | $642 | $4,518 | $193,600 |
| 3.5% down (FHA) | $19,990 | $560,809 | $3,773 | $253 | $642 | $4,667 | $200,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Vallejo area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Solano County, CA | $571,152 | -0.9% | 0.75% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Vallejo?
The typical home in the Vallejo, CA metro area is worth $571,154 (Zillow, September 2026).
What salary do you need to buy a house in Vallejo?
About $159,200 a year for the typical home with 20% down at 7.11%.