Uvalde, TX home prices
Typical home $185,734 · -6.6% in a year · income needed $56,400
The Uvalde, TX metro area ranks 697 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -6.6% in a year and -1.8% over five years. With 20% down at 7.11%, the typical home costs about $1,315 a month including 1.44% property tax (Uvalde County rate).
Mortgage on the typical Uvalde home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,147 | $148,587 | $1,000 | $0 | $316 | $1,315 | $56,400 |
| 10% down | $18,573 | $167,160 | $1,124 | $70 | $316 | $1,510 | $64,700 |
| 5% down | $9,287 | $176,447 | $1,187 | $74 | $316 | $1,576 | $67,600 |
| 3.5% down (FHA) | $6,501 | $182,369 | $1,227 | $82 | $316 | $1,625 | $69,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Uvalde area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Uvalde County, TX | $185,698 | -6.6% | 1.44% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Uvalde?
The typical home in the Uvalde, TX metro area is worth $185,734 (Zillow, September 2026).
What salary do you need to buy a house in Uvalde?
About $56,400 a year for the typical home with 20% down at 7.11%.