Twin Falls, ID home prices
Typical home $383,134 · +3.3% in a year · income needed $104,900
The Twin Falls, ID metro area ranks 179 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.3% in a year and +16.9% over five years. With 20% down at 7.11%, the typical home costs about $2,449 a month including 0.61% property tax (Twin Falls County rate).
Mortgage on the typical Twin Falls home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,627 | $306,507 | $2,062 | $0 | $387 | $2,449 | $104,900 |
| 10% down | $38,313 | $344,821 | $2,320 | $144 | $387 | $2,850 | $122,100 |
| 5% down | $19,157 | $363,977 | $2,448 | $152 | $387 | $2,987 | $128,000 |
| 3.5% down (FHA) | $13,410 | $376,195 | $2,531 | $169 | $387 | $3,087 | $132,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Twin Falls area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Twin Falls County, ID | $380,622 | +3.3% | 0.61% |
| Jerome County, ID | $400,477 | +3.2% | 0.63% |
What can you afford in Idaho on your salary? · Idaho home prices · Salaries in Idaho
Frequently asked questions
How much is a house in Twin Falls?
The typical home in the Twin Falls, ID metro area is worth $383,134 (Zillow, September 2026).
What salary do you need to buy a house in Twin Falls?
About $104,900 a year for the typical home with 20% down at 7.11%.