Tulsa, OK home prices
Typical home $251,771 · +3.1% in a year · income needed $72,200
The Tulsa, OK metro area ranks 450 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.1% in a year and +27.3% over five years. With 20% down at 7.11%, the typical home costs about $1,684 a month including 0.97% property tax (Tulsa County rate).
Mortgage on the typical Tulsa home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,354 | $201,417 | $1,355 | $0 | $329 | $1,684 | $72,200 |
| 10% down | $25,177 | $226,594 | $1,524 | $94 | $329 | $1,947 | $83,500 |
| 5% down | $12,589 | $239,182 | $1,609 | $100 | $329 | $2,037 | $87,300 |
| 3.5% down (FHA) | $8,812 | $247,211 | $1,663 | $111 | $329 | $2,103 | $90,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.97% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Tulsa area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tulsa County, OK | $250,892 | +2.8% | 0.97% |
| Rogers County, OK | $284,951 | +3.3% | 0.75% |
| Wagoner County, OK | $283,777 | +2.7% | 0.79% |
| Creek County, OK | $218,789 | +5.0% | 0.71% |
| Osage County, OK | $217,182 | +5.8% | 0.69% |
| Okmulgee County, OK | $133,337 | -3.9% | 0.66% |
| Pawnee County, OK | $176,245 | +1.8% | 0.67% |
What can you afford in Oklahoma on your salary? · Oklahoma home prices · Salaries in Oklahoma
Frequently asked questions
How much is a house in Tulsa?
The typical home in the Tulsa, OK metro area is worth $251,771 (Zillow, September 2026).
What salary do you need to buy a house in Tulsa?
About $72,200 a year for the typical home with 20% down at 7.11%.