Tullahoma, TN home prices
Typical home $313,386 · +2.2% in a year · income needed $85,400
The Tullahoma, TN metro area ranks 295 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.2% in a year and +30.1% over five years. With 20% down at 7.11%, the typical home costs about $1,992 a month including 0.57% property tax (Coffee County rate).
Mortgage on the typical Tullahoma home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,677 | $250,709 | $1,687 | $0 | $306 | $1,992 | $85,400 |
| 10% down | $31,339 | $282,047 | $1,897 | $118 | $306 | $2,320 | $99,400 |
| 5% down | $15,669 | $297,717 | $2,003 | $124 | $306 | $2,432 | $104,200 |
| 3.5% down (FHA) | $10,969 | $307,710 | $2,070 | $139 | $306 | $2,514 | $107,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Tullahoma area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Coffee County, TN | $308,088 | +1.6% | 0.57% |
| Franklin County, TN | $315,281 | +2.5% | 0.53% |
| Moore County, TN | $355,337 | +7.2% | 0.45% |
What can you afford in Tennessee on your salary? · Tennessee home prices · Salaries in Tennessee
Frequently asked questions
How much is a house in Tullahoma?
The typical home in the Tullahoma, TN metro area is worth $313,386 (Zillow, September 2026).
What salary do you need to buy a house in Tullahoma?
About $85,400 a year for the typical home with 20% down at 7.11%.