Thomasville, GA home prices
Typical home $224,691 · +4.0% in a year · income needed $62,900
The Thomasville, GA metro area ranks 548 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.0% in a year and +28.4% over five years. With 20% down at 7.11%, the typical home costs about $1,468 a month including 0.78% property tax (Thomas County rate).
Mortgage on the typical Thomasville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,938 | $179,753 | $1,209 | $0 | $259 | $1,468 | $62,900 |
| 10% down | $22,469 | $202,222 | $1,360 | $84 | $259 | $1,703 | $73,000 |
| 5% down | $11,235 | $213,457 | $1,436 | $89 | $259 | $1,784 | $76,400 |
| 3.5% down (FHA) | $7,864 | $220,622 | $1,484 | $99 | $259 | $1,842 | $79,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Thomasville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Thomas County, GA | $224,733 | +4.0% | 0.78% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Thomasville?
The typical home in the Thomasville, GA metro area is worth $224,691 (Zillow, September 2026).
What salary do you need to buy a house in Thomasville?
About $62,900 a year for the typical home with 20% down at 7.11%.