The Dalles, OR home prices
Typical home $400,078 · +2.2% in a year · income needed $111,800
The The Dalles, OR metro area ranks 153 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.2% in a year and +13.2% over five years. With 20% down at 7.11%, the typical home costs about $2,610 a month including 0.77% property tax (Wasco County rate).
Mortgage on the typical The Dalles home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $80,016 | $320,062 | $2,153 | $0 | $457 | $2,610 | $111,800 |
| 10% down | $40,008 | $360,070 | $2,422 | $150 | $457 | $3,029 | $129,800 |
| 5% down | $20,004 | $380,074 | $2,557 | $158 | $457 | $3,172 | $135,900 |
| 3.5% down (FHA) | $14,003 | $392,831 | $2,643 | $177 | $457 | $3,276 | $140,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the The Dalles area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wasco County, OR | $400,158 | +2.2% | 0.77% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in The Dalles?
The typical home in the The Dalles, OR metro area is worth $400,078 (Zillow, September 2026).
What salary do you need to buy a house in The Dalles?
About $111,800 a year for the typical home with 20% down at 7.11%.