Terre Haute, IN home prices
Typical home $165,632 · +1.4% in a year · income needed $47,000
The Terre Haute, IN metro area ranks 777 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.4% in a year and +30.0% over five years. With 20% down at 7.11%, the typical home costs about $1,096 a month including 0.88% property tax (Vigo County rate).
Mortgage on the typical Terre Haute home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,126 | $132,505 | $891 | $0 | $205 | $1,096 | $47,000 |
| 10% down | $16,563 | $149,069 | $1,003 | $62 | $205 | $1,270 | $54,400 |
| 5% down | $8,282 | $157,350 | $1,059 | $66 | $205 | $1,329 | $57,000 |
| 3.5% down (FHA) | $5,797 | $162,632 | $1,094 | $73 | $205 | $1,372 | $58,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Terre Haute area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Vigo County, IN | $160,130 | +0.7% | 0.88% |
| Clay County, IN | $182,911 | +2.6% | 0.41% |
| Sullivan County, IN | $156,761 | -0.4% | 0.61% |
| Parke County, IN | $221,877 | +7.4% | 0.49% |
| Vermillion County, IN | $130,643 | -0.7% | 0.69% |
What can you afford in Indiana on your salary? · Indiana home prices · Salaries in Indiana
Frequently asked questions
How much is a house in Terre Haute?
The typical home in the Terre Haute, IN metro area is worth $165,632 (Zillow, September 2026).
What salary do you need to buy a house in Terre Haute?
About $47,000 a year for the typical home with 20% down at 7.11%.