Taylorville, IL home prices
Typical home $136,067 · +4.5% in a year · income needed $42,300
The Taylorville, IL metro area ranks 841 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.5% in a year and +36.0% over five years. With 20% down at 7.11%, the typical home costs about $986 a month including 1.64% property tax (Christian County rate).
Mortgage on the typical Taylorville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,213 | $108,853 | $732 | $0 | $254 | $986 | $42,300 |
| 10% down | $13,607 | $122,460 | $824 | $51 | $254 | $1,128 | $48,400 |
| 5% down | $6,803 | $129,263 | $870 | $54 | $254 | $1,177 | $50,400 |
| 3.5% down (FHA) | $4,762 | $133,602 | $899 | $60 | $254 | $1,213 | $52,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Taylorville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Christian County, IL | $136,066 | +4.6% | 1.64% |
What can you afford in Illinois on your salary? · Illinois home prices · Salaries in Illinois
Frequently asked questions
How much is a house in Taylorville?
The typical home in the Taylorville, IL metro area is worth $136,067 (Zillow, September 2026).
What salary do you need to buy a house in Taylorville?
About $42,300 a year for the typical home with 20% down at 7.11%.