Tahlequah, OK home prices
Typical home $214,181 · +8.4% in a year · income needed $58,100
The Tahlequah, OK metro area ranks 590 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +8.4% in a year and +31.0% over five years. With 20% down at 7.11%, the typical home costs about $1,356 a month including 0.54% property tax (Cherokee County rate).
Mortgage on the typical Tahlequah home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,836 | $171,345 | $1,153 | $0 | $204 | $1,356 | $58,100 |
| 10% down | $21,418 | $192,763 | $1,297 | $80 | $204 | $1,581 | $67,700 |
| 5% down | $10,709 | $203,472 | $1,369 | $85 | $204 | $1,657 | $71,000 |
| 3.5% down (FHA) | $7,496 | $210,301 | $1,415 | $95 | $204 | $1,713 | $73,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Tahlequah area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cherokee County, OK | $214,211 | +8.4% | 0.54% |
What can you afford in Oklahoma on your salary? · Oklahoma home prices · Salaries in Oklahoma
Frequently asked questions
How much is a house in Tahlequah?
The typical home in the Tahlequah, OK metro area is worth $214,181 (Zillow, September 2026).
What salary do you need to buy a house in Tahlequah?
About $58,100 a year for the typical home with 20% down at 7.11%.