Sweetwater, TX home prices
Typical home $120,145 · +7.7% in a year · income needed $36,900
The Sweetwater, TX metro area ranks 863 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +7.7% in a year and -14.1% over five years. With 20% down at 7.11%, the typical home costs about $860 a month including 1.53% property tax (Nolan County rate).
Mortgage on the typical Sweetwater home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $24,029 | $96,116 | $647 | $0 | $213 | $860 | $36,900 |
| 10% down | $12,015 | $108,131 | $727 | $45 | $213 | $986 | $42,300 |
| 5% down | $6,007 | $114,138 | $768 | $48 | $213 | $1,029 | $44,100 |
| 3.5% down (FHA) | $4,205 | $117,969 | $794 | $53 | $213 | $1,060 | $45,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Sweetwater area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nolan County, TX | $120,201 | +7.7% | 1.53% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Sweetwater?
The typical home in the Sweetwater, TX metro area is worth $120,145 (Zillow, September 2026).
What salary do you need to buy a house in Sweetwater?
About $36,900 a year for the typical home with 20% down at 7.11%.