Susanville, CA home prices
Typical home $230,832 · +1.5% in a year · income needed $64,200
The Susanville, CA metro area ranks 517 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.5% in a year and +2.4% over five years. With 20% down at 7.11%, the typical home costs about $1,497 a month including 0.72% property tax (Lassen County rate).
Mortgage on the typical Susanville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,166 | $184,666 | $1,242 | $0 | $255 | $1,497 | $64,200 |
| 10% down | $23,083 | $207,749 | $1,398 | $87 | $255 | $1,739 | $74,500 |
| 5% down | $11,542 | $219,291 | $1,475 | $91 | $255 | $1,821 | $78,100 |
| 3.5% down (FHA) | $8,079 | $226,651 | $1,525 | $102 | $255 | $1,882 | $80,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.72% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Susanville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lassen County, CA | $230,824 | +1.5% | 0.72% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Susanville?
The typical home in the Susanville, CA metro area is worth $230,832 (Zillow, September 2026).
What salary do you need to buy a house in Susanville?
About $64,200 a year for the typical home with 20% down at 7.11%.