Sunbury, PA home prices
Typical home $175,441 · +1.4% in a year · income needed $51,100
The Sunbury, PA metro area ranks 735 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.4% in a year and +15.7% over five years. With 20% down at 7.11%, the typical home costs about $1,193 a month including 1.1% property tax (Northumberland County rate).
Mortgage on the typical Sunbury home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,088 | $140,352 | $944 | $0 | $249 | $1,193 | $51,100 |
| 10% down | $17,544 | $157,897 | $1,062 | $66 | $249 | $1,377 | $59,000 |
| 5% down | $8,772 | $166,669 | $1,121 | $69 | $249 | $1,440 | $61,700 |
| 3.5% down (FHA) | $6,140 | $172,263 | $1,159 | $78 | $249 | $1,486 | $63,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Sunbury area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Northumberland County, PA | $175,473 | +1.4% | 1.1% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Sunbury?
The typical home in the Sunbury, PA metro area is worth $175,441 (Zillow, September 2026).
What salary do you need to buy a house in Sunbury?
About $51,100 a year for the typical home with 20% down at 7.11%.