Sterling, CO home prices
Typical home $252,448 · +1.0% in a year · income needed $67,800
The Sterling, CO metro area ranks 447 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.0% in a year and +19.1% over five years. With 20% down at 7.11%, the typical home costs about $1,582 a month including 0.46% property tax (Logan County rate).
Mortgage on the typical Sterling home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,490 | $201,959 | $1,359 | $0 | $223 | $1,582 | $67,800 |
| 10% down | $25,245 | $227,204 | $1,528 | $95 | $223 | $1,846 | $79,100 |
| 5% down | $12,622 | $239,826 | $1,613 | $100 | $223 | $1,937 | $83,000 |
| 3.5% down (FHA) | $8,836 | $247,876 | $1,667 | $112 | $223 | $2,002 | $85,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Sterling area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Logan County, CO | $252,455 | +1.0% | 0.46% |
What can you afford in Colorado on your salary? · Colorado home prices · Salaries in Colorado
Frequently asked questions
How much is a house in Sterling?
The typical home in the Sterling, CO metro area is worth $252,448 (Zillow, September 2026).
What salary do you need to buy a house in Sterling?
About $67,800 a year for the typical home with 20% down at 7.11%.