Shelton, WA home prices
Typical home $447,186 · +0.2% in a year · income needed $124,400
The Shelton, WA metro area ranks 102 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.2% in a year and +8.5% over five years. With 20% down at 7.11%, the typical home costs about $2,902 a month including 0.73% property tax (Mason County rate).
Mortgage on the typical Shelton home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $89,437 | $357,748 | $2,407 | $0 | $496 | $2,902 | $124,400 |
| 10% down | $44,719 | $402,467 | $2,707 | $168 | $496 | $3,371 | $144,500 |
| 5% down | $22,359 | $424,826 | $2,858 | $177 | $496 | $3,530 | $151,300 |
| 3.5% down (FHA) | $15,651 | $439,086 | $2,954 | $198 | $496 | $3,647 | $156,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Shelton area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mason County, WA | $447,199 | +0.2% | 0.73% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Shelton?
The typical home in the Shelton, WA metro area is worth $447,186 (Zillow, September 2026).
What salary do you need to buy a house in Shelton?
About $124,400 a year for the typical home with 20% down at 7.11%.