Shawnee, OK home prices
Typical home $192,695 · +3.6% in a year · income needed $53,100
The Shawnee, OK metro area ranks 669 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.6% in a year and +31.5% over five years. With 20% down at 7.11%, the typical home costs about $1,240 a month including 0.66% property tax (Pottawatomie County rate).
Mortgage on the typical Shawnee home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,539 | $154,156 | $1,037 | $0 | $203 | $1,240 | $53,100 |
| 10% down | $19,269 | $173,425 | $1,167 | $72 | $203 | $1,442 | $61,800 |
| 5% down | $9,635 | $183,060 | $1,231 | $76 | $203 | $1,511 | $64,700 |
| 3.5% down (FHA) | $6,744 | $189,205 | $1,273 | $85 | $203 | $1,561 | $66,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Shawnee area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pottawatomie County, OK | $192,696 | +3.6% | 0.66% |
What can you afford in Oklahoma on your salary? · Oklahoma home prices · Salaries in Oklahoma
Frequently asked questions
How much is a house in Shawnee?
The typical home in the Shawnee, OK metro area is worth $192,695 (Zillow, September 2026).
What salary do you need to buy a house in Shawnee?
About $53,100 a year for the typical home with 20% down at 7.11%.