Seymour, IN home prices
Typical home $225,476 · +1.5% in a year · income needed $60,800
The Seymour, IN metro area ranks 543 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.5% in a year and +27.5% over five years. With 20% down at 7.11%, the typical home costs about $1,419 a month including 0.49% property tax (Jackson County rate).
Mortgage on the typical Seymour home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,095 | $180,381 | $1,213 | $0 | $206 | $1,419 | $60,800 |
| 10% down | $22,548 | $202,928 | $1,365 | $85 | $206 | $1,655 | $70,900 |
| 5% down | $11,274 | $214,202 | $1,441 | $89 | $206 | $1,736 | $74,400 |
| 3.5% down (FHA) | $7,892 | $221,392 | $1,489 | $100 | $206 | $1,795 | $76,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Seymour area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County, IN | $225,472 | +1.6% | 0.49% |
What can you afford in Indiana on your salary? · Indiana home prices · Salaries in Indiana
Frequently asked questions
How much is a house in Seymour?
The typical home in the Seymour, IN metro area is worth $225,476 (Zillow, September 2026).
What salary do you need to buy a house in Seymour?
About $60,800 a year for the typical home with 20% down at 7.11%.